Job Openings >> Private Banker
Private Banker
Summary
Title:Private Banker
ID:1106
Department:N/A
Description

The Private Banker position is focused on acquiring, growing, and retaining private and professional banking clients through focused relationship planning. The role concentrates on professional service firms and business professionals. Key measurements of success are new loan and deposit production, fee income, overall relationship profitability, portfolio management and referrals to other lines of business.

Essential Duties & Responsibilities

  • Maintain a strategic focus on private and professional client activity through relational selling as a trusted advisor to assist the client in recognizing opportunities and risks while helping them accomplish their goals through their use of bank products and services.
  • Establishes and negotiates the terms under which credit will be extended including cost, risk, and profitability.
  • Reviews and analyzes complex financial information to determine a borrower’s credit worthiness.
  • Will present recommendations to credit risk by demonstrating a thorough understanding of credits presented.
  • Responsible for the profitability of all private and professional relationships within the portfolio.
  • Responsible for ultimate portfolio management which may include borrowing base and/or construction draw processes, loan repayment activities, collection of past due accounts, and credit and collateral deficiencies.
  • Adhere to loan policies and procedures with complete documented files to ensure satisfactory reviews from internal and external audits.
  • Actively cross sell other bank products to include deposits products and treasury management services to build profitable client relationships.
  • Be active in the community through membership in business organizations, community events and/or non-profit organizations where one can be in a position to advance the reputation and brand of the Bank.
  • Ability to meet individual goals and contribute in a team-oriented environment to ensure departmental and Bank wide goals are met. Sets and achieves challenging goals without direct supervision and contributes to a positive team spirit.

Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

  • Well-developed interpersonal and negotiating skills.
  • Excellent written and verbal communication skills.
  • Strong accounting, finance, credit, and sales skills.
  • Detail oriented with proven ability to multi-task.
  • Ability to read and interpret documents such as procedure manuals, general business correspondence and/or journals or government regulations.
  • Ability to read, analyze and interpret financial reports and legal documents.
  • Ability to effectively present information in one-on-one and small group situations, to clients and other employees in the organization.

Education / Experience

  • A Bachelor’s degree in business, finance, accounting, related field, or relevant job experience preferred.
  • Five years minimum experience as a Private Banker.
  • Experience in the metro Atlanta market required for better understanding of the banking environment and potential customer base is preferred.
  • Highly developed sales and credit skills.

About CoastalStates Bank

CoastalStates Bank (“CSB”) builds relationships by providing a full range of banking services designed for businesses, their owners, and individuals looking for a local banking partner. With a community bank presence in the Lowcountry of South Carolina (Hilton Head Island and Bluffton), Savannah, Atlanta, and North Georgia (Cumming and Dawsonville), CSB also serves communities across the country through its Government Guaranteed Lending, Senior Housing, and Mortgage Banker Finance lines of business.  
CSB - Local. And Proud Of It.®

CoastalStates Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants for employment without regard to race, religion, color, sex, national origin, age, disability or veteran status, or any other legally-protected factors.

 

 

 

 

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